Budgeting and Planning Software

The best home budgeting software for free?

I am wondering if anyone knows of a free financial budgeting software you can download. I need a program to track where my money is going each month. I like the envelope system, like Mvelopes.com has, but they charge like $140 for it. I am trying to save money and get my debt taken care of, so i cannot spend money to buy that program. Does anyone know of some good programs?

Public Comments

1. Software CAN make tracking expenses EASIER, but it CAN'T do anything you can't do on a sheet of paper. I PROMISE you already have a spreadsheet program on you computer. You can track your 'envelopes' with it.
2. I Googled Free Budgeting Software and came up with a blog entry that lists a bunch of sites. Check it out at: http://www.mymoneyblog.com/archives/2006/11/big-list-of-free-budgeting-tools-and-software.html I haven't personally used any of these, but if they don't cost anything there isn't too much risk in trying them.
3. system will not help -- plain paper wil work just as great -- the secret is to write one down and stick with it!!